Banking Reform Accountability: A week after Nigeria’s central bank recapitalisation window, a new analysis questions what banks’ N4.65tn raised actually bought for the real economy, even as profits surge. Regulators Tighten Financial Risk Standards: The OCC and FDIC finalized a rule defining “unsafe or unsound practice,” aiming to focus exams on material financial risks and violations. Digital Finance & Dollar Power: Economists argue dollar-backed stablecoins could strengthen dollar dominance, not weaken it, citing stablecoin usage and cross-border payment patterns. AI Payments Move Closer to Checkout: Stripe and OpenAI-backed tools let AI agents browse and complete purchases, raising new questions on security and token handling. Housing Finance in the Spotlight: California passed a watered-down bill on state credit enhancement for affordable housing bonds, shifting full faith-and-credit support into a later assessment. Affordability Pressure: A new U.S. housing cost index shows mortgage payments taking about a third of median income, pushing buyers to rethink budgeting rules. Caregiving Costs: AARP highlights how caregiving can drain savings and push families into debt, with budgeting tips for long-term care. Corporate Moves: IG Wealth Management plans a Winnipeg HQ relocation, while Lucid adds finance and commercial leadership to tighten cash and costs. Scam Watch: Idaho and other states see rising scam emails targeting payroll and vendor payments, with guidance to report and verify via direct contact.